Terms of Use
These Terms of Use ("Terms") constitute a legal agreement between you and Professional Business Partners LLC ("Professional Business Partners LLC," "we," "us," "our" and related variations). By accessing any part of this Site ("Site") or using the Services (described below), you agree to these Terms, the Professional Business Partners LLC Privacy Policy (available on the Site), and any other legal terms outlined on the Site (collectively, "Terms"). Certain Services may require you to accept additional terms.
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IF YOU DO NOT AGREE TO THESE TERMS, DO NOT USE THE SITE OR SERVICES.

1. Introduction and Defined Terms
‍Professional Business Partners LLC helps qualified business owners secure capital through a network of lenders and financial service providers. Professional Business Partners LLC is not a lender and does not underwrite, approve, fund, or collect payments on loans.
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- Service refers to the products, services, and software you access or utilize, including any activity by Professional Business Partners LLC to connect you with lenders or financial service providers.
- Account refers to your registration with Professional Business Partners LLC and any information you provide to us (not to be confused with banking or financial accounts).
- The terms "include," "includes," and "including" should be read as "without limitation."

2. Changes to These Terms
‍We reserve the right to modify these Terms at any time without prior notice. Your continued use of the Site means you accept the revised Terms. The last revision date is listed at the top of the Terms. Please review these Terms regularly.

‍3. Content Ownership
‍Professional Business Partners LLC owns or has rights to all content on the Site, including text, graphics, logos, trademarks, and software (collectively, "Content"). Unauthorized use of Content may violate copyright and trademark laws.

‍4. Use of Professional Business Partners LLC's Site and Services
‍By using our Site or Services, you agree to:
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‍User-Generated Content
- You are responsible for all content you submit.
- You represent and warrant that the content is accurate and lawful. We do not guarantee the accuracy of any user-submitted content.

‍Assumption of Risk
- You assume all risks when using the Service.
- We do not guarantee connections with lenders or funding approvals.

‍Providing Accurate Information
- You must provide truthful, current, and complete information.
- You cannot use false identities or submit applications on behalf of others.
- Attempting to gain unauthorized access to the Site or data.
- Engaging in harmful or disruptive activities.
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5. Consent & Communications
‍By using our Site, you consent to:
- Receiving emails, SMS messages, and marketing communications from Professional Business Partners LLC and our partners.
- Having your application and supporting documents shared with financial partners.
- Allowing us and our partners to pull credit reports to assess your eligibility for funding.
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To opt-out of communications, email [email protected] or call (706) 443-6726.
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6. Financial & Credit Authorization
‍By submitting an application, you authorize:

- Professional Business Partners LLC and its partners to pull credit reports from agencies such as Experian, Equifax, and TransUnion.
- Financial institutions to release information about you to Professional Business Partners LLC and its partners.
- The sharing of your information with affiliates and funding providers.
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This authorization is valid for 120 days unless revoked in writing.
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7. Information Security
‍We use encryption, firewalls, and access controls to protect your data. However, no online platform is 100% secure. You assume responsibility for keeping your login credentials private.
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8. Links to Third-Party Sites
‍Our Site may contain links to third-party websites. Professional Business Partners LLC is not responsible for third-party content or actions.
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9. Disclaimer of Warranties
‍THE SITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND. Professional Business Partners LLC DOES NOT GUARANTEE:
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- The accuracy, completeness, or reliability of the Site’s content.
- That the Site will be available without interruptions or errors.
- That you will be approved for funding.
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10. Limitation of Liability
‍TO THE FULLEST EXTENT PERMITTED BY LAW, PROFESSIONAL BUSINESS PARTNERS LLC IS NOT LIABLE FOR:

- Any indirect, special, incidental, or consequential damages. Loss of revenue, profits, or data resulting from use of the Site. Any actions by third-party lenders or service providers.
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11. Indemnification
‍You agree to defend, indemnify, and hold harmless Professional Business Partners LLC from any claims, damages, losses, or liabilities arising from:

- Your use of the Site or Services. Your violation of these Terms.
- Any inaccuracies in the information you provide.
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12. Termination
‍Professional Business Partners LLC may suspend or terminate your access to the Site at any time without notice.
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13. Governing Law & Dispute Resolution
These Terms are governed by and construed in accordance with the laws of the State of Georgia, United States, without regard to its conflict of law principles.
Any disputes arising out of or relating to these Terms shall be resolved through binding arbitration in Fulton County, Georgia.

CLASS ACTION WAIVER: You agree not to bring claims as part of a class action lawsuit.
LIMITATION ON CLAIMS: Any claims must be filed within one (1) year from the date of occurrence.

‍CLASS ACTION WAIVER: You cannot bring claims as part of a class action lawsuit.
‍LIMITATION ON CLAIMS: Any claims must be filed within one (1) year from the date of occurrence.
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14. Miscellaneous
- If any provision of these Terms is found unenforceable, the remaining provisions still apply.
- Section titles are for reference only and do not have legal significance.
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15. Contact Information
‍For questions regarding these Terms, contact us at:
‍Professional Business Partners LLC
Email: ‍[email protected]
Phone: ‍(706) 443-6726
Website: www.probpllc.com